Courtesy of TechCrunch

Pertumbuhan Revolut Melonjak, IPO Ditunda Tapi Ekspansi Besar Dimulai

To highlight Revolut's financial success, growth, and future plans despite challenges.

24 Apr 2025, 20.34 WIB

73 dibaca

Ikhtisar 15 Detik

Revolut mengalami pertumbuhan yang signifikan dengan laba bersih mencapai $1 miliar.
Perusahaan ini berencana untuk meluncurkan bank di U.K. dan Mexico pada tahun 2025.
Revolut X sebagai bursa kripto menunjukkan potensi besar dalam meningkatkan pendapatan perusahaan.

United Kingdom - Revolut, a neobanking startup from the U.K., has shown impressive financial growth in 2024, reporting a net profit of Rp 16.45 ribu ($1) billion. This marks the fourth consecutive year of profitability for the company. Despite delaying its IPO plans, Revolut's customer base grew by 38% to 52.5 million, and revenues increased by 72% to Rp 65.78 ribu ($4) billion.

The company achieved several milestones in 2024, including securing a banking license in the U.K. and launching a new crypto exchange called Revolut X. The Wealth group, which includes savings products, saw a revenue increase of 298% to Rp 10.64 triliun ($647 m) illion. Revolut's card payments business also grew by 43%, contributing significantly to its overall revenue.

Looking ahead, Revolut aims to double its customer base to 100 million by 2025 and formally launch banks in the U.K. and Mexico. Despite challenges, including a lawsuit from Rippling, Revolut remains focused on executing its growth strategy and expanding globally. The company is also exploring new financing opportunities and the potential launch of a stablecoin.

--------------------

Analisis Kami: Meskipun penundaan IPO mungkin mengecewakan beberapa investor, langkah Revolut untuk memperkuat fondasi perbankan dan mengembangkan produk kripto menandakan fokus jangka panjang pada inovasi dan skala global. Dengan ekosistem produk yang semakin luas, Revolut sangat berpotensi menjadi pemain utama di industri fintech dan keuangan digital internasional.

--------------------

Analisis Ahli:

Brett King: Revolut’s aggressive expansion and focus on digital banking innovation position it well to disrupt traditional banking models globally, especially with the integration of crypto assets.

Anne Boden: Securing banking licenses and growing revenue in Wealth-related services are crucial milestones that give Revolut competitive advantage and customer trust in an increasingly crowded fintech sector.

--------------------

What's Next: Revolut kemungkinan akan mempercepat ekspansi globalnya terutama di pasar Amerika Serikat dengan memanfaatkan perkembangan regulasi kripto, dan meluncurkan stablecoin serta produk keuangan baru untuk mempertahankan pertumbuhan dan mendekati valuasi 60 miliar dolar sebelum melakukan IPO di masa depan.

Referensi:
[1] https://techcrunch.com/2025/04/24/revolut-the-45b-neobank-posts-1b-profit-in-2024/